Easy-to-understand mortgage rules, without the myths.

All explanations come directly from the published guidelines of VA, FHA, Fannie Mae, Freddie Mac, or USDA/RD. If you’re not familiar with VA, FHA, Fannie Mae, Freddie Mac, or USDA/RD that’s completely normal. I’ll walk you through what each one does and how their guidelines can help you qualify for a home.

Pulling back the curtain on how mortgage decisions are really made — from someone who’s been doing it for 31 years.